ABOUT US

Presentation of the investment group

ABOUT US

Presentation of the investment group

CREDITAS GROUP

We are a dynamically growing Czech investment group that focuses primarily on long-term investments in conservative industries. The main pillars of our business are financial services, energy and real estate.

Thanks to our responsible approach to investment projects, we have been able to achieve long-term growth and high returns on investment. Our roots date back to 2013.

CREDITAS ranks among the top 10 largest family-owned businesses in the Czech Republic. The group’s total assets amount to 13,4 billion EUR (as at 31 December 2025).

GROUP SHAREHOLDERS

The group was founded by Pavel Hubáček, who handed over its management to his family in 2025. This transfer of management responsibility within the family ensures continuity for our clients and business partners. David Hubáček is in charge of energy, property and property development. Tomáš Hubáček is responsible for the group’s banking and finance division.

THE GROUP’S EXPANSION ACROSS EUROPE

The CREDITAS Group has long since expanded beyond the borders of the Czech Republic and is growing across Europe, where it serves almost half a million clients in six countries. In addition to the Czech Republic, the group operates in Poland, Belgium, Austria, Malta and Slovakia.

Main areas of operation


The CREDITAS Group has been operating in the financial sector for 30 years and has been expanding its activities in the fields of banking and investment over the long term. A key part of the group is CREDITAS Bank, which further strengthened its position in the Czech financial market following its merger with Max Bank in October 2024. The group also includes MeDirect Bank, a pan-European digital bank specialising primarily in retail banking and investment products.


Through its UCED division, CREDITAS focuses on investments in the energy sector in the Czech Republic and Slovakia, ranging from electricity and heat generation through to distribution and supply.


The group undertakes its own property development projects, invests in land and also purchases completed properties. Its strategic aim is to build up a broad portfolio of rental flats.

Main areas of operation

The CREDITAS Group has been operating in the financial sector for 30 years and has been expanding its activities in the fields of banking and investment over the long term. A key part of the group is CREDITAS Bank, which further strengthened its position in the Czech financial market following its merger with Max Bank in October 2024. The group also includes MeDirect Bank, a pan-European digital bank specialising primarily in retail banking and investment products.

Through its UCED division, CREDITAS focuses on investments in the energy sector in the Czech Republic and Slovakia, ranging from electricity and heat generation through to distribution and supply.

The group undertakes its own property development projects, invests in land and also purchases completed properties. Its strategic aim is to build up a broad portfolio of rental flats.

Economic indicators of the Group

Audited data as at 31 December 2025

TOTAL ASSETS | billion eur

13.4

PROFIT | MILLION EUR

249

TREND IN TOTAL ASSETS


PROFIT TREND


Economic indicators of the Group

Audited data as at 31 December 2025

TOTAL ASSETS | billion eur

13.4

PROFIT | MILLION EUR

249

TREND IN TOTAL ASSETS

PROFIT TREND

Key people in the Group